(1) the deduction or payment is required or authorised by law or regulation or the Employee's contract of employment;

(2) the Employee has previously agreed in writing to the deduction or payment;

(3) the deduction or payment is a reimbursement for an overpayment of wages or expenses; or

(5) the deduction or payment has been ordered by the QFCEmployment Standards Office, the Civil and Commercial Court or the Regulatory Tribunal.