IBANK 4.3.8 Multiple Assessments

(1) If there is only 1 assessment by an ECRA for a particular claim, that assessment must be used to determine the risk-weight of the claim.
(2) If there are 2 assessments by ECRAs and the assessments map into different risk-weights, the higher risk-weight must be applied.
(3) If there are 3 or more assessments with different risk-weights, the assessments corresponding to the 2 lowest risk-weights should be referred to and the higher of those 2 risk-weights must be applied.
Derived from QFCRA RM/2015-2 (as from 1st January 2016).